The Impact of Information and Communication Technology on Financial Depth in Algeria: An Econometric Study During the Period 2010-2023
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Abstract
This study examines the impact of Information and Communication Technology (ICT) indicators on financial depth in Algeria from 2010 to 2023. It focuses on five key variables: financial depth (BM) as the dependent variable, and the independent variables including E-Participation, Government Online Services (GOS), ICT Access, and ICT Use. A descriptive-analytical methodology was used, employing the ARDL model to assess both short- and long-term relationships between the variables. The analysis utilized quarterly time-series data representing Algeria’s economic and financial indicators during the study period. Advanced tools such as cointegration testing and boundary analysis were applied to interpret the data.
Findings indicate that certain variables, like E-Participation and ICT Access, positively impact financial depth in both the short and long term, while others, such as ICT Use, showed varying effects across different periods. The study recommends increasing ICT investment and enhancing e-government services to maintain the positive impacts on financial depth, along with developing long-term strategies for the effective application of technology in the financial sector.
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Information and Communication Technology, Financial Depth, Indicators, ARDL
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